Minnesota Student Health Insurance

Minnesota student health insurance is an expense that many people forget to include in the cost of getting an education. That’s why insurance companies have created an insurance policy that is designed with the unique needs of college students in mind. Some students may be attending school outside of their parents’ home regions and out of the network of their PPO or HMO.

Other students may reach the age where they no longer qualify to be on their parents’ insurance policies. Eligibility requirements to qualify for student health insurance vary, but usually include maintaining a status of full-time college student, being under the age of 30 (or some other specified age), and answering certain medical questions.

Pre-existing conditions are not covered by student health insurance. Individual policies do not fall under the same category as group policies and are not required to accept pre-existing conditions. At Health of America Insurance Agency, we represent the carrier of policies specifically designed to meet the needs of active college students.

One of our carriers, Fortis Health, has designed a Minnesota student health insurance policy that provides coverage for hospital stays, surgery, and office visits. Deductible options range from $250 to $2,500 with a coinsurance of 80/20 up to $10,000. Choosing a higher deductible will lower your monthly premiums.

At Health of America Insurance Agency, we will provide a rapid online quote response to your inquiry for Minnesota student health insurance. Give us a call at 1-800-868-2333 during business hours Monday through Friday between 8:30 a.m. and 5:00 p.m. CST. One of our representatives will be glad to assist you in finding the right policy for your student.

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