Saint Cloud Health Insurance

If you are one of the nearly 60,000 residents of the beautiful Minnesota town of Saint Cloud, we have the health insurance plan designed just for you! At Health of America Insurance Agency, we proudly serve this region of Minnesota as your insurance representative. We offer many ways to assist you in reducing the high cost of health care by providing plan options for every individual.

One of the areas in health insurance that is gaining the attention of employers and employees in small business is Section 125 (Flexible Spending Account). This plan allows employees to increase their take-home pay by assigning pre-tax income for a variety of expenses. By making this pre-tax designation, the taxable income is lowered.

Another benefit to the Section 125 plan is for the employer. The employer saves almost eight percent of every dollar invested by the employee under this plan. This plan–also known as the “cafeteria plan”–is rapidly gaining popularity because of the long list of inclusions in the account. Expenses such as term life, disability insurance premiums, eligible medical expenses, dependent care expenses, and more can be included in this pre-tax amount.

To find out more about Section 125 as an option with Saint Cloud Health Insurance, give us a call at 1-800-868-2333. One of our representatives will be glad to answer your questions and assist you in finding a health insurance plan to fit your needs. Our business hours are Monday through Friday, and you can reach us between the hours of 8:30 a.m. and 5:00 p.m. CST. You can also get a rapid online quote reply simply by following the link on our website.

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