When you go to a bank, credit union, or other lending institution in the Folsom area, you will often find that they are unwilling to work with you in any way. They will either deny your loan or offer a rate that you can’t possibly keep up with. If you have less-than-perfect credit, it is […]

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In your search for the Chico auto loans with the best rates, you have most likely checked banks and credit unions throughout the area. These institutions can provide some people with low rates. However, if your credit isn’t perfect, you can end up spending far more money long-term on a loan than you should.
Chico […]

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Redding auto loans, like loans throughout the state of California, tend to feature higher rates than the U.S. average. This means that Redding residents with less-than-perfect credit will have an even harder time finding a fair loan rate than most. Banks and other lending entities have found that they can often push loan rates to […]

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Rates on Sacramento auto loans regularly exceed 9.2 percent. This rate is usually given in conjunction with a down payment of at least 10 percent, and it is usually reserved for people with good credit. If you have credit problems or you are unable to make a large down payment on a car or truck, […]

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Anyone who has purchased a car in Northern California knows the sheer hassle that can be involved with the financing process. You may have found a vehicle that has everything you are looking for and seems to fit in your price range. However, after spending hours haggling over cost, you discover that the lender or […]

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The current booming real estate market has made it easier than ever to get a free mortgage quote from a wide variety of lenders. Getting just a quote, however, is not really all that helpful if you don’t know how to correctly determine the best rate for your particular situation. At Gerson & […]

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Getting the perfect home mortgage can feel like a full-time job. If you have ever been through the process, you know that deciding between the various types of loans can be absolutely headache-inducing. Attempting to predict the best interest rate and “lock it in” can add an undue amount of stress to an […]

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In the mortgage loan game, finding a good mortgage rate is the key component of a winning strategy. There are a plethora of mortgage types out there, and finding the one that fits you and your family’s particular situation can be a bit tricky. At Gerson & Company, we strive to educate our […]

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At Gerson & Company, we believe that knowledge truly is power. We believe that giving the consumer the knowledge it takes to make intelligent financial decisions is the duty of a good direct mortgage lender. One of the very basic tools of knowledge that we use here at Gerson & Company is the […]

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In the world of home ownership, the mortgage is the main tool of choice for most homeowners. Most of us just do not have the liquid assets available to purchase a home outright, and so we are forced to borrow the money from a bank or other lending institution. At Gerson & Company, […]

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