There are many COBRA resources available to help you learn about this important federal regulation. However, if you want to learn how to administer COBRA in the quickest and easiest way possible, CobraAid should be your only choice. This 70-page manual and software package gives you just the essential COBRA information and documents, making […]

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Administering COBRA does not need to be a complicated task. In fact, the COBRA insurance software offered through CobraAid makes the process as simple as possible. This unique program lets you perform the actions that you need, whether it be sending a General Notice of COBRA Rights, recording a qualifying event, or sending […]

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What are the COBRA qualifying events? If you are a plan administrator, it’s your job to know. The term “qualifying events” refers to the events that cause insured employees to lose health insurance benefits. There are qualifying events for the employee, the employee’s spouse, and the employee’s children.
Some of the qualifying […]

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Are you aware of all recent changes to the COBRA insurance regulations? Some revisions were made in the 2004-2005 year, making any forms from before that time invalid. In fact, unless you’ve already adopted the new COBRA insurance regulations, you are in violation of the compliance laws.
As a small business owner, we know […]

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COBRA compliance is not an option–it’s the law. If your business has over 20 employees, then you need to understand and offer COBRA to everyone who has health insurance coverage. COBRA ensures that employees whose employment has been terminated can continue to get their insurance benefits for a set amount of time. […]

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Do all of your insured employees have a copy of the Initial Notice of COBRA Rights? The law requires that initial notices go to every employee who has health insurance benefits through your company. If you don’t have any of these notices or didn’t realize that they were a requirement, then you need […]

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As an insurance broker, it’s your responsibility to protect your clients and anticipate their needs. This type of proactive behavior will not only ensure that your current clients remain with you, but it will also help you attract new clients. Such a specialized service is not common, but will pay off in the […]

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The Consolidated Omnibus Budget Reconciliation Act, or COBRA, was passed in 1986 to provide ex-employees with a continuation of group health coverage when their employment has been terminated. Although it does not cover termination that results from gross misconduct, most other circumstances fall under the COBRA health benefit regulations and administration.
If you have at […]

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COBRA insurance is required for all companies that have a minimum of 20 employees. Unfortunately, many of these companies are not COBRA compliant, either because they’ve never offered coverage, or because their forms aren’t up to date. If caught, this could lead to severe fines–you may even be responsible for unpaid medical bills!
Don’t […]

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Here at CobraAid, we make it easy for brokers, employers, and administrators to understand and comply with the COBRA regulations by equipping them with the necessary documents, software, and support that they need. We know that administering COBRA can be a difficult task–especially for small businesses that lack a human resources department. If […]

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