Are you aware of all recent changes to the COBRA insurance regulations? Some revisions were made in the 2004-2005 year, making any forms from before that time invalid. In fact, unless you’ve already adopted the new COBRA insurance regulations, you are in violation of the compliance laws.
As a small business owner, we know […]

Popularity Index: 2%

COBRA compliance is not an option–it’s the law. If your business has over 20 employees, then you need to understand and offer COBRA to everyone who has health insurance coverage. COBRA ensures that employees whose employment has been terminated can continue to get their insurance benefits for a set amount of time. […]

Popularity Index: 1%

Do all of your insured employees have a copy of the Initial Notice of COBRA Rights? The law requires that initial notices go to every employee who has health insurance benefits through your company. If you don’t have any of these notices or didn’t realize that they were a requirement, then you need […]

Popularity Index: 2%

As an insurance broker, it’s your responsibility to protect your clients and anticipate their needs. This type of proactive behavior will not only ensure that your current clients remain with you, but it will also help you attract new clients. Such a specialized service is not common, but will pay off in the […]

Popularity Index: 1%

The Consolidated Omnibus Budget Reconciliation Act, or COBRA, was passed in 1986 to provide ex-employees with a continuation of group health coverage when their employment has been terminated. Although it does not cover termination that results from gross misconduct, most other circumstances fall under the COBRA health benefit regulations and administration.
If you have at […]

Popularity Index: 2%

Health insurance is something many of us take for granted. If you are fortunate enough to have a job that offers health insurance coverage as a benefit, then you probably have very little to worry about. Unfortunately, health care costs are escalating and more Los Angeles employers are opting to cut health care […]

Popularity Index: 1%

When you compare health care plans across the nation, those in California are among the most expensive. Because of these high costs, living without health insurance can be very risky. Even if you already have insurance, it’s usually a good idea to shop around to make sure that your insurance company is giving […]

Popularity Index: 1%

Many California companies offer health insurance as a benefit to their employees. Due to the rising costs of health care quotes, however, maintaining the same level of health coverage from year to year becomes a difficult (if not impossible) task. But as an individual or a member of a family, every day that […]

Popularity Index: 1%

California is known as a very expensive state, especially when it comes to medical treatment. Neither the United States nor California has a government-funded health care system, so having individual health insurance is very important. Many California employers offer individual health insurance to their employees, but there are many that do not–if yours […]

Popularity Index: 1%

Living in California can be very expensive. Getting sick in California can be even more expensive. With some of the most expensive medical costs in the nation, living in California without health insurance is a big gamble. Even if you’re currently healthy, with no pre-existing conditions, you can’t predict what might happen […]

Popularity Index: 1%